Corporate Financing, Mergers & Acquisitions, and Re-capitalization, all across the USA.

If your request is Off Shore, we have a company for that.  They have been doing World Wide Financing for over 30 years.  Their minimum Transaction they'll look at is 10 Million US dollars, maybe 5, if it's the right opportunity.

Financial requests, require Financial Information, we need to communicate with the Principle in the Deal ASAP.

Often, information is mis-quoted or misiinterpreted, we need access to the principal.

Accurate and Current Financial information is a must, if we're to consider your Money request.

Let's go forward with a mutual understanding, and success will follow...

Larry @  Lgpotter33@gmail.com

Line of Credit with No Hassles

Line of Credit with No Hassles

We provide unsecured credit line for real estate purchase or business. There are no restrictions, it's as good as cash and you can use it as many times as you want. We don't require any collateral. And we offer 0% intro rates for the first 6 - 12 months. After that, it will be 8.99% variable apr. Lines will always remain open so you can use it for as long as you want as long as you make your payments.

 LOW INTEREST RATES

 - Rates as low as 8.99%! 0% interest rates for the first 6-12 months

 UNSECURED/NO COLLATERAL

 - Do not need to leverage any assets to acquire capital

NO RESTRICTIONS

 - Funds can be used same as cash.

 FUNDING IN AS LITTLE AS 20 BUSINESS DAYS

 - Quick approval process

NO UPFRONT FEES

 - We don't charge for submitting an application, we are paid solely on results. We charge 10% success fee based on the principle balance of funding our clients. You won't be charged the 10 points unless you already have the funding.

LINES WILL NOT REPORT TO THE PERSONAL CREDIT BUREAUS

 - Drawing these credit lines will not affect your debt/credit ratios. Lenders will only report defaults to the personal credit bureaus.

 HOW TO QUALIFY FOR CREDIT LINE: $10,000 to $150,000

 1. Good personal credit. If you have less than perfect credit you can cosign with a credit partner with good credit, in fact most of our clients uses a credit cosigner. It will not affect his/her personal credit score unless you default. Any friends or family will do.

 2. Must have business entity (EIN number)

 Contact us for qualification form here.

 Best Regards,

Larry Potter

Private Money USA Commercial Loans From $100,000 to $2.5MM

We make slightly scratched and dented commercial loans....

Is your client's commercial property partially vacant? Do you need a lender who will allow the seller to carry back a second mortgage? Does your client have a balloon payment coming due on his commercial property? Has your bank offered him a discounted pay-off? Does your borrower have less-than-stellar credit? 

Our new product is a blanket loan against a portfolio of rental homes. Rental homes? Yes, as long as there are at least five homes or units, we consider this to be a commercial loan. We even offer a partial release clause. This loan is ideal for speculators. 

Loan Types for the USA:  http://budurl.com/CommercialLoansUSA

Permanent first mortgage loans
Bridge loans in a first mortgage position
Land loans
Sorry, no construction loans
Minimum Loan

$100,000

Maximum Loan

$1,500,000 (maybe up to $2,500,000)

Acceptable Properties

All standing commercial properties, plus land loans, including:

Multifamily
Office
Retail buildings
Strip centers
Shopping centers
Industrial buildings
Warehouses
Mixed use buildings
Self storage
Hotels
Motels
Assisted living
Residential care homes
Day care facilities
Gentlemen's clubs
Lending Area

Nationwide (Crime rate of the neighborhood must not exceed 125% of the national average)
Amortization -  http://budurl.com/CommercialLoansUSA

If the property is less than 50 years old:  30 years
If the property is older than 50 years:  25 to 15 years
Loan Term

1 to 15 years, most typically 3 years to 5 years

Points

2.5 points to 6 points, usually 3.5 points

Prepayment Penalty

Usually none

Application Fees / Upfront Fees

None

Loan-to-Value Ratio

Purchase money loans:  70%
Refinances:  65%
Land loans: 25% to 50% (usually 40%)
Interest Rate

7.9% to 9.9% in California
10.9% to 13.9% outside of California
Every one of our hard money commercial loans is individually-priced based on the risk, the desirability of the property, and the size of the loan (larger loans are more expensive).

How to Guesstimate Your Likely Interest Rate - http://budurl.com/CommercialLoansUSA

California base rate:  8.9%
Outside-of-California base rate:  11.9%
Start with the base rate for your state and then add or subtract the following.

Subtract 1% if the property is less than 30 years old
Add 1% if the property is 50+ years old
Subtract 1% if the loan-to-value ratio is less than 45%
Add 1% if the loan-to-value ratio exceeds 55%
Subtract 1% if the loan is smaller than $400,000
Add 1% if the loan is larger than $700,000 but smaller than $1MM
Add 2% if the loan is larger than $1MM
Subtract 1% for very attractive properties
Add 2% for properties less-than-average in appearance
Subtract 1% for purchase money loans
Subtract 1% for credit scores of 700+
Add 1% for credit scores between 550 and 630
Add 2% for credit scores below 550
Add 2% to 4% for land loans

Where?  http://budurl.com/CommercialLoansUSA

One-Point Commercial Bridge Loans...?!?!?!?

That's right, we have a one-point bridge loan product for commercial properties:

Interest Rate: 14.9%
Loan Fee: 1 point + $950 (nothing up-front)
Term: Six months
Prepayment Penalty: None
Maximum Loan-to-Value Ratio: 65% (70% on purchases) Properties: Multifamily (5+ units), Commercial, and Industrial

Here are some Frequently Asked Questions:

Q:  Can I use this program to fix and flip houses?

A:  Sorry, but no.  Home loans pay off too quickly to allow us to make any dough.

Q:  Will you lend to foreign nationals?

A:  Yes

Q:  Why is the interest rate so high?

A:  This bridge loan program is designed for borrowers who will only keep our loan for a few weeks or a few months.

Q:  Can I get a 6-month or a one-year extension for a point or two?

A:  It's usually not necessary to pay any extra points.  If the loan goes past maturity, the interest rate simply goes up some.  This way, if your borrower ends up keeping our commercial bridge loan for seven months, he doesn't have to pay some huge extension fee for that one extra month.  We pass the entire interest rate increase on to our private investors, so usually they are quite content to keep receiving payments.

Q:  What types of commercial properties will you finance?

A:   Apartments, office buildings, retail buildings, strip centers, shopping centers, warehouses, industrial buildings, self storage facilities, hotels, motels, office condo's, commercial condo's, industrial condo's, marinas, health care properties, and gentlemen's clubs.

Q:  Will you make your commercial bridge loan as a second mortgage?

A:  We would be willing to consider a commercial second mortgage, but usually the underlying bank would prohibit our second mortgage.  That being said, it wouldn't hurt to ask the underlying commercial bank if it would allow us to make a new commercial second mortgage.

Got a deal? Visit us Now at  http://budurl.com/fastloans

Take a Simple Step Towards Business Health Now

Reducing your financial stress can have a positive effect on your well-being and health. Using Business Fundability to gain a financial understanding of your businesses credit can reduce the amount of time you have to spend worrying about your business in the coming year.

The Business Finance Store team is passionate about small business and helping small business owners. We recognize that we can’t take away all of the normal stresses that come with running a small business, but we can offer resources like Business Fundability which provide you with a clear picture of your business’s credit standing.

Taking stock of your business’ current financial reality, and preparing for the unexpected can ease your stress and help you avoid the common symptoms of financial stress: headaches, difficulty sleeping, depression, anxiety, and unbalanced diet. We want to see healthy businesses and business owners, and we believe Business Fundability is a step in the right direction.

Visit the Business Fundability website and start your journey to a healthier 2014!

Frequently asked real estate questions about our Proof of Funds Letter - Part 2

Q: Do you provide funding for the end buyer?
A: No, we only fund A to B, not B to C.

Q: How much do you charge?
A: Fees are based on the amount needed for the transaction. Discounts apply for repeat customers.

 Lgpotter33@gmail.com

Frequently asked real estate questions about our Proof of Funds Letter - Part 1

• Q: Can you provide a Proof of Funds Letter?
• A: Yes, You will normally get a POF within the same business day for the full purchase amount if necessary.

• Q: Is there a cost for a Proof of Funds Letter?
• A: Yes, normally there will be a cost for the POF letter but the cost will be credited towards the closing fee. (this way we ensure that people will use us for the back end close instead of endlessly getting POF’s).

Doing a Double Closing?

Can fund 100% of the deal as long as you have a back end buyer or end funding in place and are willing to close at the same time.  

The minimum transaction size is 500K

Our title company is an expert with double closes: 

Apartments

REO

Short sales

Residential

Commercial

Land

Can provide an escrow account in your or your company’s name with cash deposited in any amount. 

You may have the account for as little as a day or as long as 90-days. 

You may verify the account via a letter, on the escrow company letterhead, a printout of the escrow account ledger and verbally verify with the escrow officer directly.

Please send full details of what you need and what you wish to accomplish:

 Lgpotter33@gmail.com

Escrow Deposits

Do you need any of the following:

*Escrow Proof of Funds
*Down Payment Assistance
*Double Closes
*No LTV requirements
*No financials required
*No credit Check
*No appraisal needed
*All closing costs are included

 Lgpotter33@gmail.com

California: R.E.loan amounts from $50,000 to $5,000,000

Private Money RE loans in 5-10 days - CA only

We understand that borrowing money can be a long, difficult process, particularly in the present economic environment. We also understand that every borrower's situation is unique. We are committed to each transaction we take on and will work diligently with you throughout the process. We are not restricted by conventional lending requirements or a complicated documentation process. Our streamlined approach allows us to fund and closed loans quickly and efficiently, sometimes in as little as 5-10 working days. California only....

We provide flexible and competitive lending terms to a variety of borrowers. We evaluate each transaction on a case by case basis, and we will not hesitate to adapt our loan criteria where the deal makes sense. This commonsense underwriting approach focuses on the equity in real estate rather than the credit history of the borrower. We look forward to working with you, just request the application and we'll start the process for you getting your funds quickly.

We have an extensive bank of private investors actively seeking trust deed investment opportunities in California, enabling us to consistently fund and close real estate loans in 5-10 days with our simplified process and “make sense” underwriting.

California commercial & multi-family properties considered as well as selected non owner occupied, residential income properties.

Non-fico, equity driven, “make sense” underwriting; any credit OK
Stated income; minimal documentation required
Rates as low as 8.99%
No prepayment penalties
LTV based upon appraised value; not purchase price
Loan amounts from $50,000 to $5,000,000
Broker commissions paid directly out of escrow

Please Note: We don’t do construction or land loans. No upfront fees except appraisal fee paid directly to appraiser.
Can do equity loans, usually 50% LTV based on “as is” appraised value.

Email us today with your scenario and obtain the submission form for your property(s)

 

   Lgpotter33@gmail.com

Do you need an SBA loan to buy or refinance a commercial property?

If so, you may not be able to rely on your local SBA lender.  

Perhaps an inexpensive bridge loan from http://budurl.com/CommercialLoansUSA  -  one of the oldest private money commercial lenders in the country, would help.

We Raised $5.25M in July for Small Businesses

But That's Not All

We are officially one of the fastest-growing businesses in the country! We have plenty to celebrate about this month. Not only was last month our highest-funded month of all time -- we also have a milestone that is only bestowed upon 500 businesses in the country.  First and foremost, July 2013 ended with a bang. We finished the month off with a grand total of $5.25M in funding for businesses like yours -- this is the highest we have ever reached. It feels like yesterday we reached the $4M mark, and last month, we absolutely shattered that record. This year, we are officially in the 2013 Inc 500 List! Overall, we finished at #148 in the country, #26 in California, and #8 both in our industry and in the Los Angeles area. The secret to our success? You! We would not be here without you, and we certainly couldn't continue to grow without your support. Are you ready to grow with us? Tap Here Now, and we might just see you on the Inc 500, too!

4 WAYS YOU CAN FUND YOUR STARTUP

Whether we’re discussing a million dollar idea or something that is as low key as a local business, there is a common fear lingering between all start-up founders — lack of funding. After all, starting something from scratch while still having enough money to actually make ends meet becomes a significant issue. And building a startup towards success requires a lot of funding, especially since — in the beginning — very few startups are at all profitable. So what should one do in order to fund a startup business?

There are different approaches to consider such as keeping your day job, getting another part time job or borrowing money from friends or family. But the truth is, these solutions might not be available for most founders. Therefore it becomes relevant to discuss solutions that actually work, and have a broader audience. Here is an overview of the four main ways to fund a startup. 

1. Unsecured Financing

In order to fund a startup business using unsecured financing, one has to understand that while there might be significant advantages, the concept of an unsecured bank line or credit card can become a serious issue if the business itself can barely stand on its own two feet 6 months or one year after launch. If the borrower doesn’t have any assets to act as collateral (securitization) then the bank providing the unsecured financing has nothing to at least sell-off to offset its losses in case of default. The only thing “securing” unsecured business financing is the guarantee of the borrower (business owner). This is why the personal credit worthiness of the owner(s) plays such a major role in funding a startup business. Prior to 2009 people were leveraging home equity with HELOC’s and 2nd mortgages to fund their new ventures. We all know things have drastically changed since then, and unsecured credit lines are now the most common means by which entrepreneurs are funding their startup businesses. Business Finance Store has some very unique programs for startups that leverage multiple forms of unsecured financing, and yes, personal credit is still a major factor but we also have a credit partner program to make startup funding accessible to entrepreneurs with credit challenges.

2. Term Loans

Term loans are like fueling your car until the next stop – for example, a business may consider a term loan in order to get their monthly operations together. At the end of the month a new process is started with the same purpose in mind. With a floating interest rate and a fixed repayment schedule, term loans are useful when there is some sort of predictability within the company’s development. SBA-backed business loans are structured as term loans and issued by participating banks. Even though this program is on the rise again and there are term loans available for funding a startup business, it is the less available solution of the four because the qualifying definitions are very narrow. Specifically, in the case of a true startup, the only terms loans available are for the purpose of purchasing an SBA-approved franchise. If your situation meets this definition then you’ll definitely want to explore this option. The term “startup” has a different meaning to different entrepreneurs. You might simply consider yourself a starup because your business is less than two years old. In this case, if your “startup” has been generating revenue for at least six months, then Business Finance Store has an ACH-based term loan solution for you.

3. Lease Financing

As you may have gathered by now, conventional bank financing is still a very elusive option for startup businesses. But this is where the third viable option for funding a startup business comes in –  lease financing. While most startup owners bang their heads against the wall in their attempt to find a bank that will finance them, they forget that there are a lot of leasing companies out there who are willing to help them out. All sorts of equipment can be acquired through lease financing, making it an incredibly viable option. And because the equipment being financed acts as built-in security for the bank/lessor, it is much easier to qualify for. In order to successfully fund a startup business you need to take a step back and think a little outside the box. Apart from cash to pay employees, do an inventory of what is needed to get your business off the ground. What could be bundled up and leased? Software, computers, hardware, furnishings, infrastructure, marketing collateral, ovens, vehicles, tools, etc. The list goes on, and if you get creative you’ll be surprised just how effectively you can equip and empower your startup venture with lease financing. We can help!

4. Crowdfunding – Private Investment

Equity crowdfunding or hyper funding is basically a way of describing collective financial effort. A number of individuals network and pool their money in order to support ideas that arise. And startups are the primary outlet for these crowdfunding efforts. The point behind it is to get as many people involved in your cause as possible — convince them that you have a million dollar idea — and that it’s worth taking the risk and investing their money. And when it’s a collective, human effort, things are a bit different than when dealing with banks and leasing companies.

Business Finance Store has one of the best track records in the industry for getting startups funded, but we still encourage you to do your research before working with any service provider. When it comes to successfully starting a business, education is critical. There is always something more you can learn. That being said, a great resource is Steve Blank’s Udacity web series How To Build a Startup.

If you’d like to learn more about our programs click here now.

This Is The Most Important Webinar We'll Have All Year. New Product. Don't miss it.

We've developed a new product that grows by itself and pays off for years afterwards. You may know people who offer merchant accounts, but not like this.

1. Saves your clients money - they'll love it
2. Creates recurring income through ongoing commissions
3. Helps you market to established businesses
4. Grows your clients exponentially through referrals - proven system

Want to make more money every year without any additional work? Of course you do. Jump on our  webinar to learn more.

NOTE: We expect this to be our most highly attended webinar ever. It will be presented by our President, Tim McCormack. Sign up early or risk losing your spot.

Where:  http://budurl.com/BusinessFinance

In the blank box at the bottom of the webpage, just enter that you wish to attend this webinar.

Larry

Business Capital for your needs...

We work with entrepreneurs and business owners just like you to acquire $50,000-$100,000 or more in business funding in 5-10 business days if you meet the minimum criteria to qualify.

We understand that your goal is to run a successful business and you need the capital to do that. We are not just focused on getting you funded, we also teach you how to build business credit so you don't have to depend on your personal credit for business needs.

We can help you with some of the most difficult aspects of your business like: providing advice, incorporating, equipment/asset loans, commercial loans and much more.

The best part is, with our "Pay Per Performance Pledge" you won't pay a dime until you receive your lines of credit or get approved for your loan.

Since expanding nationwide in 2011 we have helped many business owners just like you get hundreds of thousands of dollars in business credit lines and loans. We help small to large size businesses in almost any industry: Storefront Businesses, Real Estate, Home Based, Internet, Home Services (plumbing, electrical, etc.), just to name a few. Again with our "Pay Per Performance Pledge" you will never have to pay a dime until you receive your lines of credit or get approved for your loan.

There is limitless potential in the current climate, and we look forward to many strong years of growth to come. We would love to be a part of your success!

Email us now at Lgpotter33@gmail.com and let us know what you need.

Get the full funding you need for remodeling costs.

You can now get the full funding you need for remodeling costs.

Up until now, businesses looking to fund a remodeling plan were only able to finance the equipment they need through Equipment Financing. We are proud to say that this is no longer the case!

We are proud to announce our Total Remodel Financing program, which allows businesses to finance the full amount they need to remodel their business.

Say you need $100k to remodel your store including some equipment, which costs $50k. Previously you could only finance the $50k you need for equipment. You can now get the full funding you need for remodeling costs.

Get Started Now at  http://budurl.com/BusinessFinance

Equipment Financing is Available

If you think you could benefit from some new equipment in your company (or used!) here are the primary factors lenders review to determine your eligibility:

*Personal/Business Credit
*Financial Liquidity.

Moderate personal credit and some business history are the perfect mix for this type of finance, but startups are eligible as well if you have better than average personal credit. 

We're thrilled to let you know that one of our fastest growing programs right now is Equipment Leasing, where we have been funding many of our clients recently. A few of our recently funded clients include:

• $50k for a graphic design company in California
• $42k for a towing company in Texas
• $85k for a property management firm in South Carolina

Get Your Financing Now!

We raised almost $3M in USA small business funding in February

Yes, $2.8 Million Raised in FEB in the USA

February was certainly a busy month for us, raising well over $2.8 million in funding! We're aiming to make 2013 our best year yet, and we're on track to do just that!

With record-setting weeks in applications processed, we were eager to raise critical funding for businesses across the country. Among the businesses we helped fund, these were certainly some of the most notable:

$95k for a footwear business in California
$122k for a yogurt shop in North Carolina
$95k for a construction company in Nevada

With more products and services than ever before, Business Finance Store has plenty of options for any business looking to grow.

From low-credit options, to the fastest funding anyone can offer, we're confident to have a solution for you. If you'd like to learn more, not only can you contact us directly, but we've got other options as well!

Does your business in the USA need funding? Then visit us now.

     http://budurl.com/BusinessFinance

In October we raised over $4.8 million for small businesses in the USA!!

Funding for small business in the USA Only
Startups and franchise ok too.

Among all the businesses we helped fund, here are a few of the highest-funded:

$105k for an online retailer in Florida
$120k for a uniform retailer in Maryland
$105k for an HVAC rental in Ohio
$165,000 for a dry cleaners in Dallas, TX

As we continue to break funding records, more types of funding become available for you to take advantage of.

Our Revenue-Based Lending program alone can get you between $5,000 to $200,000 in funding in as little as 7 days!


Tap The Image Now

Cash Reserves Guard Against the Unexpected

Whether your business is cash flow positive or you’re still getting off the ground, plowing your revenues right back into growing your company, cash reserves play an important role in the overall fiscal health of your business. 

It’s the reason bakeries keep extra bags of sugar on-hand. They don’t want anything bad to happen, but they need to be prepared for when it does. 

We could go on about why cash reserves are a good thing to have, but the more relevant conversation is — How much cash does my business need to set aside?  Think about it....



Where to get it? Tap The Image Now