Krankz Wireless Bluetooth Headphones

Monday, November 30, 2015

Corporate Financing, Mergers & Acquisitions, and Re-capitalization, all across the USA.

If your request is Off Shore, we have a company for that.  They have been doing World Wide Financing for over 30 years.  Their minimum Transaction they'll look at is 10 Million US dollars, maybe 5, if it's the right opportunity.

Financial requests, require Financial Information, we need to communicate with the Principle in the Deal ASAP.

Often, information is mis-quoted or misiinterpreted, we need access to the principal.

Accurate and Current Financial information is a must, if we're to consider your Money request.

Let's go forward with a mutual understanding, and success will follow...

Larry @

Wednesday, April 8, 2015

Line of Credit with No Hassles

Line of Credit with No Hassles

We provide unsecured credit line for real estate purchase or business. There are no restrictions, it's as good as cash and you can use it as many times as you want. We don't require any collateral. And we offer 0% intro rates for the first 6 - 12 months. After that, it will be 8.99% variable apr. Lines will always remain open so you can use it for as long as you want as long as you make your payments.

 - Rates as low as 8.99%! 0% interest rates for the first 6-12 months

 - Do not need to leverage any assets to acquire capital

 - Funds can be used same as cash.

 - Quick approval process

 - We don't charge for submitting an application, we are paid solely on results. We charge 10% success fee based on the principle balance of funding our clients. You won't be charged the 10 points unless you already have the funding.

 - Drawing these credit lines will not affect your debt/credit ratios. Lenders will only report defaults to the personal credit bureaus.

 HOW TO QUALIFY FOR CREDIT LINE: $10,000 to $150,000

 1. Good personal credit. If you have less than perfect credit you can cosign with a credit partner with good credit, in fact most of our clients uses a credit cosigner. It will not affect his/her personal credit score unless you default. Any friends or family will do.

 2. Must have business entity (EIN number)

 Contact us for qualification form here.

 Best Regards,

Larry Potter

Tuesday, March 11, 2014

Private Money USA Commercial Loans From $100,000 to $2.5MM

We make slightly scratched and dented commercial loans....

Is your client's commercial property partially vacant? Do you need a lender who will allow the seller to carry back a second mortgage? Does your client have a balloon payment coming due on his commercial property? Has your bank offered him a discounted pay-off? Does your borrower have less-than-stellar credit? 

Our new product is a blanket loan against a portfolio of rental homes. Rental homes? Yes, as long as there are at least five homes or units, we consider this to be a commercial loan. We even offer a partial release clause. This loan is ideal for speculators. 

Loan Types for the USA:

Permanent first mortgage loans
Bridge loans in a first mortgage position
Land loans
Sorry, no construction loans
Minimum Loan


Maximum Loan

$1,500,000 (maybe up to $2,500,000)

Acceptable Properties

All standing commercial properties, plus land loans, including:

Retail buildings
Strip centers
Shopping centers
Industrial buildings
Mixed use buildings
Self storage
Assisted living
Residential care homes
Day care facilities
Gentlemen's clubs
Lending Area

Nationwide (Crime rate of the neighborhood must not exceed 125% of the national average)
Amortization -

If the property is less than 50 years old:  30 years
If the property is older than 50 years:  25 to 15 years
Loan Term

1 to 15 years, most typically 3 years to 5 years


2.5 points to 6 points, usually 3.5 points

Prepayment Penalty

Usually none

Application Fees / Upfront Fees


Loan-to-Value Ratio

Purchase money loans:  70%
Refinances:  65%
Land loans: 25% to 50% (usually 40%)
Interest Rate

7.9% to 9.9% in California
10.9% to 13.9% outside of California
Every one of our hard money commercial loans is individually-priced based on the risk, the desirability of the property, and the size of the loan (larger loans are more expensive).

How to Guesstimate Your Likely Interest Rate -

California base rate:  8.9%
Outside-of-California base rate:  11.9%
Start with the base rate for your state and then add or subtract the following.

Subtract 1% if the property is less than 30 years old
Add 1% if the property is 50+ years old
Subtract 1% if the loan-to-value ratio is less than 45%
Add 1% if the loan-to-value ratio exceeds 55%
Subtract 1% if the loan is smaller than $400,000
Add 1% if the loan is larger than $700,000 but smaller than $1MM
Add 2% if the loan is larger than $1MM
Subtract 1% for very attractive properties
Add 2% for properties less-than-average in appearance
Subtract 1% for purchase money loans
Subtract 1% for credit scores of 700+
Add 1% for credit scores between 550 and 630
Add 2% for credit scores below 550
Add 2% to 4% for land loans


Tuesday, February 4, 2014

One-Point Commercial Bridge Loans...?!?!?!?

That's right, we have a one-point bridge loan product for commercial properties:

Interest Rate: 14.9%
Loan Fee: 1 point + $950 (nothing up-front)
Term: Six months
Prepayment Penalty: None
Maximum Loan-to-Value Ratio: 65% (70% on purchases) Properties: Multifamily (5+ units), Commercial, and Industrial

Here are some Frequently Asked Questions:

Q:  Can I use this program to fix and flip houses?
A:  Sorry, but no.  Home loans pay off too quickly to allow us to make any dough.

Q:  Will you lend to foreign nationals?
A:  Yes

Q:  Why is the interest rate so high?
A:  This bridge loan program is designed for borrowers who will only keep our loan for a few weeks or a few months.

Q:  Can I get a 6-month or a one-year extension for a point or two?
A:  It's usually not necessary to pay any extra points.  If the loan goes past maturity, the interest rate simply goes up some.  This way, if your borrower ends up keeping our commercial bridge loan for seven months, he doesn't have to pay some huge extension fee for that one extra month.  We pass the entire interest rate increase on to our private investors, so usually they are quite content to keep receiving payments.

Q:  What types of commercial properties will you finance?
A:   Apartments, office buildings, retail buildings, strip centers, shopping centers, warehouses, industrial buildings, self storage facilities, hotels, motels, office condo's, commercial condo's, industrial condo's, marinas, health care properties, and gentlemen's clubs.

Q:  Will you make your commercial bridge loan as a second mortgage?
A:  We would be willing to consider a commercial second mortgage, but usually the underlying bank would prohibit our second mortgage.  That being said, it wouldn't hurt to ask the underlying commercial bank if it would allow us to make a new commercial second mortgage.

Got a deal? Visit us Now at

Wednesday, December 11, 2013

Take a Simple Step Towards Business Health Now

Reducing your financial stress can have a positive effect on your well-being and health. Using Business Fundability to gain a financial understanding of your businesses credit can reduce the amount of time you have to spend worrying about your business in the coming year.

The Business Finance Store team is passionate about small business and helping small business owners. We recognize that we can’t take away all of the normal stresses that come with running a small business, but we can offer resources like Business Fundability which provide you with a clear picture of your business’s credit standing.

Taking stock of your business’ current financial reality, and preparing for the unexpected can ease your stress and help you avoid the common symptoms of financial stress: headaches, difficulty sleeping, depression, anxiety, and unbalanced diet. We want to see healthy businesses and business owners, and we believe Business Fundability is a step in the right direction.

Visit the Business Fundability website and start your journey to a healthier 2014!

Monday, November 25, 2013

Frequently asked real estate questions about our Proof of Funds Letter - Part 2

Q: Do you provide funding for the end buyer?
A: No, we only fund A to B, not B to C.

Q: How much do you charge?
A: Fees are based on the amount needed for the transaction. Discounts apply for repeat customers.

Sunday, November 24, 2013

Frequently asked real estate questions about our Proof of Funds Letter - Part 1

  • Q: Can you provide a Proof of Funds Letter?
  • A: Yes, You will normally get a POF within the same business day for the full purchase amount if necessary.

  • Q: Is there a cost for a Proof of Funds Letter?
  • A: Yes, normally there will be a cost for the POF letter but the cost will be credited towards the closing fee. (this way we ensure that people will use us for the back end close instead of endlessly getting POF’s).