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Wednesday, December 11, 2013

Take a Simple Step Towards Business Health Now

Reducing your financial stress can have a positive effect on your well-being and health. Using Business Fundability to gain a financial understanding of your businesses credit can reduce the amount of time you have to spend worrying about your business in the coming year.

The Business Finance Store team is passionate about small business and helping small business owners. We recognize that we can’t take away all of the normal stresses that come with running a small business, but we can offer resources like Business Fundability which provide you with a clear picture of your business’s credit standing.

Taking stock of your business’ current financial reality, and preparing for the unexpected can ease your stress and help you avoid the common symptoms of financial stress: headaches, difficulty sleeping, depression, anxiety, and unbalanced diet. We want to see healthy businesses and business owners, and we believe Business Fundability is a step in the right direction.

Visit the Business Fundability website and start your journey to a healthier 2014!

Monday, November 25, 2013

Frequently asked real estate questions about our Proof of Funds Letter - Part 2

Q: Do you provide funding for the end buyer?
A: No, we only fund A to B, not B to C.

Q: How much do you charge?
A: Fees are based on the amount needed for the transaction. Discounts apply for repeat customers.

Sunday, November 24, 2013

Frequently asked real estate questions about our Proof of Funds Letter - Part 1

  • Q: Can you provide a Proof of Funds Letter?
  • A: Yes, You will normally get a POF within the same business day for the full purchase amount if necessary.

  • Q: Is there a cost for a Proof of Funds Letter?
  • A: Yes, normally there will be a cost for the POF letter but the cost will be credited towards the closing fee. (this way we ensure that people will use us for the back end close instead of endlessly getting POF’s).

Friday, November 22, 2013

Doing a Double Closing?

Can fund 100% of the deal as long as you have a back end buyer or end funding in place and are willing to close at the same time.  

The minimum transaction size is 500K

Our title company is an expert with double closes: 

Short sales

Can provide an escrow account in your or your company’s name with cash deposited in any amount. 

You may have the account for as little as a day or as long as 90-days. 

You may verify the account via a letter, on the escrow company letterhead, a printout of the escrow account ledger and verbally verify with the escrow officer directly.

Please send full details of what you need and what you wish to accomplish:

Thursday, November 21, 2013

Escrow Deposits

Do you need any of the following:

*Escrow Proof of Funds
*Down Payment Assistance
*Double Closes
*No LTV requirements
*No financials required
*No credit Check
*No appraisal needed
*All closing costs are included

Sunday, October 27, 2013

California: amounts from $50,000 to $5,000,000

Private Money RE loans in 5-10 days - CA only

We understand that borrowing money can be a long, difficult process, particularly in the present economic environment. We also understand that every borrower's situation is unique. We are committed to each transaction we take on and will work diligently with you throughout the process. We are not restricted by conventional lending requirements or a complicated documentation process. Our streamlined approach allows us to fund and closed loans quickly and efficiently, sometimes in as little as 5-10 working days. California only....

We provide flexible and competitive lending terms to a variety of borrowers. We evaluate each transaction on a case by case basis, and we will not hesitate to adapt our loan criteria where the deal makes sense. This commonsense underwriting approach focuses on the equity in real estate rather than the credit history of the borrower. We look forward to working with you, just request the application and we'll start the process for you getting your funds quickly.

We have an extensive bank of private investors actively seeking trust deed investment opportunities in California, enabling us to consistently fund and close real estate loans in 5-10 days with our simplified process and “make sense” underwriting.

California commercial & multi-family properties considered as well as selected non owner occupied, residential income properties.

Non-fico, equity driven, “make sense” underwriting; any credit OK
Stated income; minimal documentation required
Rates as low as 8.99%
No prepayment penalties
LTV based upon appraised value; not purchase price
Loan amounts from $50,000 to $5,000,000
Broker commissions paid directly out of escrow

Please Note: We don’t do construction or land loans. No upfront fees except appraisal fee paid directly to appraiser.
Can do equity loans, usually 50% LTV based on “as is” appraised value.

Email us today with your scenario and obtain the submission form for your property(s)

Monday, October 14, 2013

Do you need an SBA loan to buy or refinance a commercial property?

If so, you may not be able to rely on your local SBA lender.  

Perhaps an inexpensive bridge loan from  -  one of the oldest private money commercial lenders in the country, would help.

Tuesday, July 23, 2013


Whether we’re discussing a million dollar idea or something that is as low key as a local business, there is a common fear lingering between all start-up founders — lack of funding. After all, starting something from scratch while still having enough money to actually make ends meet becomes a significant issue. And building a startup towards success requires a lot of funding, especially since — in the beginning — very few startups are at all profitable. So what should one do in order to fund a startup business?

There are different approaches to consider such as keeping your day job, getting another part time job or borrowing money from friends or family. But the truth is, these solutions might not be available for most founders. Therefore it becomes relevant to discuss solutions that actually work, and have a broader audience. Here is an overview of the four main ways to fund a startup. 

1. Unsecured Financing

In order to fund a startup business using unsecured financing, one has to understand that while there might be significant advantages, the concept of an unsecured bank line or credit card can become a serious issue if the business itself can barely stand on its own two feet 6 months or one year after launch. If the borrower doesn’t have any assets to act as collateral (securitization) then the bank providing the unsecured financing has nothing to at least sell-off to offset its losses in case of default. The only thing “securing” unsecured business financing is the guarantee of the borrower (business owner). This is why the personal credit worthiness of the owner(s) plays such a major role in funding a startup business. Prior to 2009 people were leveraging home equity with HELOC’s and 2nd mortgages to fund their new ventures. We all know things have drastically changed since then, and unsecured credit lines are now the most common means by which entrepreneurs are funding their startup businesses. Business Finance Store has some very unique programs for startups that leverage multiple forms of unsecured financing, and yes, personal credit is still a major factor but we also have a credit partner program to make startup funding accessible to entrepreneurs with credit challenges.

2. Term Loans

Term loans are like fueling your car until the next stop – for example, a business may consider a term loan in order to get their monthly operations together. At the end of the month a new process is started with the same purpose in mind. With a floating interest rate and a fixed repayment schedule, term loans are useful when there is some sort of predictability within the company’s development. SBA-backed business loans are structured as term loans and issued by participating banks. Even though this program is on the rise again and there are term loans available for funding a startup business, it is the less available solution of the four because the qualifying definitions are very narrow. Specifically, in the case of a true startup, the only terms loans available are for the purpose of purchasing an SBA-approved franchise. If your situation meets this definition then you’ll definitely want to explore this option. The term “startup” has a different meaning to different entrepreneurs. You might simply consider yourself a starup because your business is less than two years old. In this case, if your “startup” has been generating revenue for at least six months, then Business Finance Store has an ACH-based term loan solution for you.

3. Lease Financing

As you may have gathered by now, conventional bank financing is still a very elusive option for startup businesses. But this is where the third viable option for funding a startup business comes in –  lease financing. While most startup owners bang their heads against the wall in their attempt to find a bank that will finance them, they forget that there are a lot of leasing companies out there who are willing to help them out. All sorts of equipment can be acquired through lease financing, making it an incredibly viable option. And because the equipment being financed acts as built-in security for the bank/lessor, it is much easier to qualify for. In order to successfully fund a startup business you need to take a step back and think a little outside the box. Apart from cash to pay employees, do an inventory of what is needed to get your business off the ground. What could be bundled up and leased? Software, computers, hardware, furnishings, infrastructure, marketing collateral, ovens, vehicles, tools, etc. The list goes on, and if you get creative you’ll be surprised just how effectively you can equip and empower your startup venture with lease financing. We can help!

4. Crowdfunding – Private Investment

Equity crowdfunding or hyper funding is basically a way of describing collective financial effort. A number of individuals network and pool their money in order to support ideas that arise. And startups are the primary outlet for these crowdfunding efforts. The point behind it is to get as many people involved in your cause as possible — convince them that you have a million dollar idea — and that it’s worth taking the risk and investing their money. And when it’s a collective, human effort, things are a bit different than when dealing with banks and leasing companies.

Business Finance Store has one of the best track records in the industry for getting startups funded, but we still encourage you to do your research before working with any service provider. When it comes to successfully starting a business, education is critical. There is always something more you can learn. That being said, a great resource is Steve Blank’s Udacity web series How To Build a Startup.

If you’d like to learn more about our programs click here now.

Tuesday, July 16, 2013

This Is The Most Important Webinar We'll Have All Year. New Product. Don't miss it.

We've developed a new product that grows by itself and pays off for years afterwards. You may know people who offer merchant accounts, but not like this.

1. Saves your clients money - they'll love it
2. Creates recurring income through ongoing commissions
3. Helps you market to established businesses
4. Grows your clients exponentially through referrals - proven system

Want to make more money every year without any additional work? Of course you do. Jump on our  webinar to learn more.

NOTE: We expect this to be our most highly attended webinar ever. It will be presented by our President, Tim McCormack. Sign up early or risk losing your spot.

In the blank box at the bottom of the webpage, just enter that you wish to attend this webinar.


Tuesday, May 28, 2013

Business Capital for your needs...

We work with entrepreneurs and business owners just like you to acquire $50,000-$100,000 or more in business funding in 5-10 business days if you meet the minimum criteria to qualify.

We understand that your goal is to run a successful business and you need the capital to do that. We are not just focused on getting you funded, we also teach you how to build business credit so you don't have to depend on your personal credit for business needs.

We can help you with some of the most difficult aspects of your business like: providing advice, incorporating, equipment/asset loans, commercial loans and much more.

The best part is, with our "Pay Per Performance Pledge" you won't pay a dime until you receive your lines of credit or get approved for your loan.

Since expanding nationwide in 2011 we have helped many business owners just like you get hundreds of thousands of dollars in business credit lines and loans. We help small to large size businesses in almost any industry: Storefront Businesses, Real Estate, Home Based, Internet, Home Services (plumbing, electrical, etc.), just to name a few. Again with our "Pay Per Performance Pledge" you will never have to pay a dime until you receive your lines of credit or get approved for your loan.

There is limitless potential in the current climate, and we look forward to many strong years of growth to come. We would love to be a part of your success!

Email us now at and let us know what you need.

Wednesday, May 22, 2013

Get the full funding you need for remodeling costs.

You can now get the full funding you need for remodeling costs.

Up until now, businesses looking to fund a remodeling plan were only able to finance the equipment they need through Equipment Financing. We are proud to say that this is no longer the case!

We are proud to announce our Total Remodel Financing program, which allows businesses to finance the full amount they need to remodel their business.

Say you need $100k to remodel your store including some equipment, which costs $50k. Previously you could only finance the $50k you need for equipment. You can now get the full funding you need for remodeling costs.

Get Started Now at

Wednesday, March 6, 2013

We raised almost $3M in USA small business funding in February

Yes, $2.8 Million Raised in FEB in the USA

February was certainly a busy month for us, raising well over $2.8 million in funding! We're aiming to make 2013 our best year yet, and we're on track to do just that!

With record-setting weeks in applications processed, we were eager to raise critical funding for businesses across the country. Among the businesses we helped fund, these were certainly some of the most notable:

$95k for a footwear business in California
$122k for a yogurt shop in North Carolina
$95k for a construction company in Nevada

With more products and services than ever before, Business Finance Store has plenty of options for any business looking to grow.

From low-credit options, to the fastest funding anyone can offer, we're confident to have a solution for you. If you'd like to learn more, not only can you contact us directly, but we've got other options as well!

Does your business in the USA need funding? Then visit us now.