We understand that borrowing money can be a long, difficult process, particularly in the present economic environment. We also understand that every borrower's situation is unique. We are committed to each transaction we take on and will work diligently with you throughout the process. We are not restricted by conventional lending requirements or a complicated documentation process. Our streamlined approach allows us to fund and closed loans quickly and efficiently, sometimes in as little as 5-10 working days. California only....
We provide flexible and competitive lending terms to a variety of borrowers. We evaluate each transaction on a case by case basis, and we will not hesitate to adapt our loan criteria where the deal makes sense. This commonsense underwriting approach focuses on the equity in real estate rather than the credit history of the borrower. We look forward to working with you, just request the application and we'll start the process for you getting your funds quickly.
We have an extensive bank of private investors actively seeking trust deed investment opportunities in California, enabling us to consistently fund and close real estate loans in 5-10 days with our simplified process and “make sense” underwriting.
California commercial & multi-family properties considered as well as selected non owner occupied, residential income properties.
Non-fico, equity driven, “make sense” underwriting; any credit OK
Stated income; minimal documentation required
Rates as low as 8.99%
No prepayment penalties
LTV based upon appraised value; not purchase price
Loan amounts from $50,000 to $5,000,000
Broker commissions paid directly out of escrow
Please Note: We don’t do construction or land loans. No upfront fees except appraisal fee paid directly to appraiser.
Can do equity loans, usually 50% LTV based on “as is” appraised value.
Email us today with your scenario and obtain the submission form for your property(s)